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For most homeowners, a Home Equity Loan or Home Equity Line of Credit (HELOC) is the best and lowest cost way to afford big ticket items now. By tapping into the equity you already have in your home, you can pay for home improvements, college, debt consolidation, dream vacation, new vehicle, and other big expenses.
Compared with consumer loans, home equity financing offers a lower rate, higher loan amount, and smaller payment (with longer terms). Also, the interest is usually tax deductible (check with your tax advisor). You’ll find our rates are competitive, we keep fees to a minimum, and you’ll always get our famous credit union service!
Home Equity Loans
With a variable rate Home Equity Line of Credit (HELOC) you only borrow as much as you need, when you need it. As you repay what you borrow, your credit line replenishes. Depending on your specific needs, the credit union has multiple options available. You can choose a fixed rate for the first five years, or a variable rate option that may be adjusted quarterly. Contact us for more information or to apply.
Home Equity Line of Credit
If you prefer a fixed rate and a set repayment period, a standard Home Equity Loan provides a lump sum of cash at a competitive rate and minimal fees. Contact us for more information or to apply.
Resources
Click here to apply for a loan.
View our current loan rates, fees, and other related information.
Use our payment calculator to calculate loan payments, interest, and more.
Use our amortization calculator to determine what your new homes amortization schedule will look like.
Tips and tricks on how to avoid foreclosure on your home.