The TCU annual meeting will be held on May 21st, 2024 at 5:30 PM at Joe Edgar Hall, 1866 NE 162nd AVE, Portland Oregon.

Why pay a bank for a checking account when you can get it for free from your credit union? Both our Free Checking and High Yield Money Market accounts are free, and they come with all the services and conveniences you expect with a checking account—including a free TCU Debit Card, surcharge-free ATMs at every US Bank branch, Mobile Banking for today’s smart phones and tablets, plus much more. TCU is also a very secure place to do your banking. Your funds on deposit with us are federally insured to at least $250,000 by the NCUA.

Free Checking

Do you have a “free” checking account that turned out to be anything but free? Switch to Free Checking at TCU, and you’ll quickly see that it’s accurately named. It’s full featured, as well. Here’s what you get for nothing per month:

  • No monthly service fee. No minimum balance requirement. No “per check” or “item” charges. And no strings attached. We also keep other fees to a minimum, either none or low cost.
  • TCU Debit Card with free access to ATMs at all US Bank branches. See more information below.
  • Automatic overdraft protection (via your TCU savings account). Also see Overdraft TeamPay below.
  • Online Banking, including Online Bill Pay. Click here to learn more. Click here to sign up.
  • Mobile Banking, including check deposit, for your smart phone or tablet. Click here to learn more.
  • TeamLine Phone Teller, our 24/7 audio response system that lets you bank by phone in either English or Spanish.
  • Direct Deposit (if your employer offers it) and Payroll Deduction to automatically deposit some or all of your paycheck to your TCU account.
  • Automatic Transaction Plan, our ACH service that lets you move money between your TCU account and other financial institutions. It’s a good alternative for depositing your paycheck, if Direct Deposit is not available to you.
  • eStatements to access your monthly statements quickly and securely online, while saving on paper and delivery emissions. If you already have a TCU checking account and online banking access, login to online banking to sign up for eStatements.
  • You can make deposits at US Bank ATM’s, other ATM locations in the Moneypass Network also offer these services to TCU members. Find them at All deposits are subject to a 5-day hold. Please contact us if you need your funds sooner.

Contact us for more information or to request a Free Checking account. Or simply drop by any TCU office to open your account.

High Yield Money Market

Our High Yield Money Market account works just like interest paying checking, but it pays a better rate–and it’s free! It includes all of the free services that come with Free Checking (see above). The minimum balance is $1,000, and higher rates are paid on higher balances. Click here for our current savings rates.

Contact us for more information or to request a High Yield Money Market account. Or simply drop by any TCU office to open your account.

TCU Debit Card

A TCU Debit Card comes with Free Checking and our High Yield Money Market.* Use it to make purchases anywhere MasterCard is accepted. At POS (Point of Sale) terminals at supermarkets, gas stations, and many other stores, where you enter a PIN (instead of sign a receipt), you can get cash in addition to making your purchase. That way you can skip going to an ATM or paying an ATM fee! When you do need an ATM, just about any of them will do. Withdrawals are 75¢ each and there’s no surcharge at MoneyPass ATM’s nationwide, including ATMs at all US Bank branches. To find locations near you, visit

*Debit card subject to credit qualifications.

TCU Deposit

Make check deposits directly to your Free Checking or High Yield Money Market account using your iPhone or Android smart phone. The TCU37FCU Deposit app lets you skip going to the credit union or finding a deposit-taking ATM. Click here for more information.

MasterCard SecureCode

Guard against unauthorized use of your TCU Debit Card while shopping online at participating merchants with MasterCard SecureCode. There is no need to get a new card, no software to download, no cost, and no hassles…just added security. Once enrolled in this service, you’ll have added confidence knowing that an extra authentication step helps ensure that only you can shop online with your TCU Debit Card. Click here to sign up.


Contact us to open a new checking account open a new checking account.

See our current rates and fees that apply to TCU checking and savings accounts.

Apply for a TCU debit card online from the convenience of your home.

We offer a variety of savings account options to fit all your needs.

Make check deposits directly to your account using your iPhone or Android smart phone.

Our online services make it easy to use our services wherever you are.

MoneyPass offers nationwide surcharge-free ATM access and support programs.

Guard against unauthorized use of your MasterCard while shopping online at participating merchants.

Order checks for use with your TCU checking account. NOTE: Your check reorder ID# is in your last box of checks.

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