For most homeowners, a Home Equity Loan or Line of Credit is the best and lowest cost way to afford big ticket items now. Compared with consumer loans, home equity financing offers a lower rate, higher loan amount, and smaller payment (with longer terms). Also, the interest is usually tax deductible (check with your tax advisor). You’ll find our rates are competitive, we keep fees to a minimum, and you’ll always get our famous credit union service!

Apply for a Home Equity Loan

Home Equity Loans

Tap into the equity you already have in your home—up to 80% of it—and use it to finance just about anything you need: home improvement, college, debt consolidation, big vacation, new vehicle, whatever. Get a lump sum of cash at a competitive rate and minimal fees from TCU! Contact us for more information or to apply.

Home Equity Line of Credit

Instead of a fixed rate Home Equity Loan (above), you may prefer tapping into a variable rate Home Equity Line of Credit (HELOC). This way you only borrow as much as you need, when you need it. As you repay what you borrow, your credit line replenishes. Contact us for more information or to apply.

Rates

Resources

View our current loan rates, fees, and other related information.

Use our payment calculator to calculate loan payments, interest, and more.

Use our amortization calculator to determine what your new homes amortization schedule will look like.

Tips and tricks on how to avoid foreclosure on your home.

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